Loan Types & Rates

Explore our range of loan products with competitive rates tailored to your needs

Rates from 5.58% p.a.
40+ Lenders

Competitive Rates

Rates from 5.48% p.a. with comparison rates clearly displayed

Trusted Lenders

Access to 40+ lenders including major banks and specialist lenders

Quick Approval

Pre-approval within 24 hours for complete applications

No Hidden Fees

Transparent pricing with no surprises

Home Loans

Purchase your dream home with flexible options

Borrow up to 95% LVR
Variable or fixed rates
Offset accounts available
No monthly fees on select loans
Free extra repayments
Rate from
5.58% p.a.
Comparison rate
5.89% p.a.
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Investment Loans

Build your property investment portfolio

Interest-only options
Tax-deductible interest
High LVR available
Portfolio discounts
Rental calculation help
Rate from
5.89% p.a.
Comparison rate
6.12% p.a.
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Refinancing

Switch to a better rate or access equity

Rate match guarantee
Cashback offers
Top-up options
Debt consolidation
Quick approval
Rate from
5.48% p.a.
Comparison rate
5.79% p.a.
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Warning:

The comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Pre-approval within 24 hours is for applications received during business hours where all required information is provided. Rates are current as of 31 May 2026

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Disclaimer: Vinance Loan Assistant is an AI-powered information service only. We do not provide financial advice, mortgage recommendations, or credit assistance. Always consult with qualified professionals before making financial decisions.

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